Ughh, I don't want to do all these adult things

 FB finally activated my room share ad.   They show it as active since April 10.  I haven't renewed it yet, someone messaged me about it.   Looking for place for himself, wife and 5 month old baby and wanting to know if it would work.   How would I know what is needed for an infant?  I messaged that it probably would work, but no bathtub,  I think it is nice to have a tub for baby baths, but when they are tiny you can probably just use a basinet or whatever.   

American National sent a notice on raising insurance.  50% rate hike from what I thought was too much last year.   So I went looking for average costs and ended up filling out a form to get quotes and pushy agents are trying to call me now.   NO, leave a tex message or email me as I requested.    Progressive immediately put me into their own site, collected a bunch of data and gave me a quote.  It's not much liability but was about 5K,  around what I paid American National last year.    I will have to call Liberty Mutual and see if they can give me a quote.   I'd rather just sell and move, but walking away from the job just to save 4-7K a year on home insurance doesn't make sense.   But I when I retire or the job goes away I need to sell and move.  Average insurance in WY or NV is 1500.  It's over 3K in ND, but they do get some serious hail sometimes there, and ND probably has some rather socialist regulations for insurance too.  I'm sure the commie, or fascist BS is a big part of what is making CO insurance so stupidly expensive.  

Part of me thinks I could just not have home owners insurance at all.  I suppose that is not the wisest choice, but there is no mortgage and if the house was destroyed  I would sell the land and move, or at most put in a modest size modular house.   I feel like I'm being bullied by the liberal wine moms in the state that have voted in all kinds of "build the house back even if the owner didn't adjust their valuation on their policy to cover current building costs,  always err on the side of the bum that is suing because they tripped on the *rich* person's sidewalk etc etc and have made everything so expensive here.