jingling curb chains

 I may have a housemate starting around Aug 9 or 10.   I have my doubts that my little backyard horse keeping situation will suit her for very long unless she is wanting a long breather from actively training horses but one never knows.   It will be perfect for me if she stays a while as I would be very comfortable doing some camping riding trips with an experienced horse person here while I was gone and I do want to do some horse camping to ride with sis and do fun rides at endurance events this fall.   Maybe she would even evaluate potential horse for me if I decide to take the plunge and buy one.  

Part of me is hoping work funding gets cut and my job goes away within the year to give me a big shove to sell and move to WY or NV.  (two low cost home insurance states, that have scenic horse riding places.) 

But I will make myself do the adult thing and get some quotes from other insurance agencies and see if I can't do better on combined home and auto insurance than the current company.   Its insane to have to pay over 10K a year, I haven't had an auto claim in ages,  I don't know if mom put in a hail damage claim to cover part of shingling the roof or replacing windows and  that is probably 20 years ago if she did.   Property prices are high in this area, but most of that is getting the 10 acre property, and easy Weld permitting to put in improvements, the house itself is not worth a huge amount, and I wouldn't pay $$$ over what it is worth to rebuild a similar size house if it was hit by a tornado or burned down, I'd either get a much smaller house, or I'd sell the property and let the new owner deal with scrape and rebuild, but I think stupid Colorado put in a regulation to make insurance companies pay to replace, rather than having a fixed max $ amount of coverage with the onus on the property owner to pay attention and increase coverage as building costs rise.  

Ughh, I don't want to do all these adult things

 FB finally activated my room share ad.   They show it as active since April 10.  I haven't renewed it yet, someone messaged me about it.   Looking for place for himself, wife and 5 month old baby and wanting to know if it would work.   How would I know what is needed for an infant?  I messaged that it probably would work, but no bathtub,  I think it is nice to have a tub for baby baths, but when they are tiny you can probably just use a basinet or whatever.   

American National sent a notice on raising insurance.  50% rate hike from what I thought was too much last year.   So I went looking for average costs and ended up filling out a form to get quotes and pushy agents are trying to call me now.   NO, leave a tex message or email me as I requested.    Progressive immediately put me into their own site, collected a bunch of data and gave me a quote.  It's not much liability but was about 5K,  around what I paid American National last year.    I will have to call Liberty Mutual and see if they can give me a quote.   I'd rather just sell and move, but walking away from the job just to save 4-7K a year on home insurance doesn't make sense.   But I when I retire or the job goes away I need to sell and move.  Average insurance in WY or NV is 1500.  It's over 3K in ND, but they do get some serious hail sometimes there, and ND probably has some rather socialist regulations for insurance too.  I'm sure the commie, or fascist BS is a big part of what is making CO insurance so stupidly expensive.  

Part of me thinks I could just not have home owners insurance at all.  I suppose that is not the wisest choice, but there is no mortgage and if the house was destroyed  I would sell the land and move, or at most put in a modest size modular house.   I feel like I'm being bullied by the liberal wine moms in the state that have voted in all kinds of "build the house back even if the owner didn't adjust their valuation on their policy to cover current building costs,  always err on the side of the bum that is suing because they tripped on the *rich* person's sidewalk etc etc and have made everything so expensive here.  

I am NOT a data engineer

Or whatever the correct term is.   But of course I end up playing that role because I AM kind of OCD, wanting to understand why something failed and prevent a repeat failure and the rest of the team is either stretched way too thin, or makes it their policy to never ever take on any damn task that is not specifically assigned to them by the boss.   I hate that mindset; but the big boss is a great one for keeping the group understaffed; and not really appreciating it when people go above and beyond their spelled out duties, which of course tends to increase the lazy mindset. 

And then we get the other part of the overall group that just installs shit willy nilly instead of going through our software process and team and end up breaking things.   We need to find a way to force them to only install in their own areas instead of messing up our /ops/tools areas.